 
|
Other Services
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| |
Interest Rate |
APY
|
| Savings
Accounts |
| Passbook
Account |
1.30% |
1.31% |
| Now
Accounts |
| Daily Collected Balance to Obtain
APY |
| $0-1,000 |
0.% |
0.% |
| $1,000
and above |
0.80% |
0.80% |
| Advantage
Investment Money Market |
| Daily
Collected Balance to Obtain APY |
| $0-9,999 |
1.35% |
1.36% |
| $10,000-19,999 |
1.50% |
1.51% |
| $20,000-29,999 |
2.00% |
2.02% |
| $30,000
and above |
3.35% |
3.40% |
Notes:
APY=Annual Percentage Yield
$50 minimum balance to open
Fees may reduce earnings on the account
Rate may change after account opens |
Rates
and APY as of
08/20/07 for residents of East Texas |
PLATINUM
ADVANTAGE MONEY MARKET
|
Daily
Collected Balance to Obtain APY |
Interest Rate |
APY |
| $0-$19,999 |
1.40% |
1.41% |
| $20,000-49,999 |
2.20% |
2.22% |
| $50,000-74,999 |
2.80% |
2.84% |
| $75,000-149,999 |
3.40% |
3.45% |
| $150,000
and greater |
3.85% |
3.92% |
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$5000 minimum balance to open
|
Rates
and APY as of
08/20/07 for residents of East Texas |
| |
Interest Rate |
APY |
| Certificates
of Deposit ($25,000 or greater) |
| 30
Day CD |
2.65% |
2.68% |
| 90
Day CD |
4.25% |
4.32% |
| 180
Day CD |
4.55% |
4.63% |
| 1
Year CD |
4.75% |
4.84% |
| 3
Year CD |
4.30% |
4.37% |
| 5
Year CD |
4.30% |
4.37% |
Notes:
APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal
$1000 minimum balance to open |
Rates
and APY as of
08/20/07 for residents of East Texas
Must maintain a minimum balance of $1000 to obtain the disclosed APY |
| |
Interest Rate |
APY |
| 7
Month |
| Under
$25,000 |
4.40% |
4.48% |
| $25,000 & Over |
4.80% |
4.89% |
| 13
Month |
| Under
$25,000 |
4.45% |
4.53% |
| $25,000 & Over |
4.85% |
4.94% |
| 19
Month |
| Under
$25,000 |
|
|
| $25,000 & Over |
|
|
| 25
Month |
| Under
$25,000 |
4.18% |
4.25% |
| $25,000 & Over |
4.50% |
4.58% |
| 37
Month |
| Under
$25,000 |
|
|
| $25,000 & Over |
|
|
| 61
Month |
| Under
$25,000 |
4.28% |
4.35% |
| $25,000 & Over |
4.40% |
4.47% |
Notes:
APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal
$1000 minimum balance to open |
Rates
and APY as of
08/20/07 for residents of East Texas
Must maintain a minimum balance of $1000 to obtain the disclosed APY |
| |
Interest Rate |
APR |
| 0-60
Months |
| $10,000-24,999 |
*
|
|
| $25,000
and over (1st lien only) |
*
|
|
| 61-120
Months |
| $10,000-24,999 |
*
|
|
| $25,000
and over (1st lien only) |
*
|
|
| 121-180
Months |
| $10,000-24,999 |
*
|
|
| $25,000
and over (1st lien only) |
*
|
|
Notes:
APR=Annual Percentage Rate
*Deduct an additional 100 basis points (1%) for auto debit from a Southside Bank account. Rate will be increased by 100 basis points (1%) and payments recalculated on date of auto debit cancellation. |
Rates
and APR as of
08/20/07 for residents of East Texas |
| |
| |
Interest Rate |
Points |
APR |
Conforming
loans up to $417,000.00
|
APR
based on $100,000 + customary closing costs
80% LTV only |
| 15
Year Fixed |
|
|
|
| 15
Year Fixed |
|
|
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| 30
Year Fixed |
|
|
|
| 30
Year Fixed |
|
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|
Jumbo
Loans $417,001.00 and
Above
|
90% loans up to $500,000 - purchase and refinance
80% loans up to $650,000 - purchase and refinance
APR based on $500,000 + customary closing costs
80% LTV only |
| 15
Year Fixed |
|
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| 15
Year Fixed |
|
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| 30
Year Fixed |
|
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| 30
Year Fixed |
|
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|
FHA
or VA Loans
|
For
loans under $50,000 add 2 points |
| 15
Year |
|
|
|
| 30
Year |
|
|
|
Notes:
APR=Annual Percentage Rates |
Rates
and APR as of
08/20/07 for residents of East Texas |
Adjustable
Rate Mortgage Loans
|
|
Today's Index: |
Today's Margin: |
|
| |
Interest Rate |
APR |
| CONVENTIONAL
ARMS UP TO $417,000.00 |
| 180
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| 360
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| JUMBO
ARM LOANS - $417,001.00 AND ABOVE |
| 180
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| 360
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| Notes:
APR = Annual Percentage Rate |
Rates
and APR as of 08/20/07 for residents of East
Texas |
| Rates
are subject to increase after loans close |
Sellable
Adjustable Rate Mortgage Loans
|
|
Today's Index:
|
Today's Margin:
|
|
| |
Interest Rate |
APR |
| LOANS
UP TO $417,000.00 |
| 180
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| 360
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| JUMBO
ARMS - $417,001.00 AND
ABOVE |
| 180
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| 360
Month Amortization |
| Fixed
For 1 Year |
|
|
| Fixed
For 3 Years |
|
|
| Fixed
For 5 Years |
|
|
| Notes:
APR = Annual Percentage Rate |
Rates
and APR as of 08/20/07 for residents of East
Texas |
| Rates
are subject to increase after loans close |
dmin |
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Member |
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Copyright ©2005, Southside Bank
Website Services by Group M7 |
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