Southside Bank and our trusted partner College Ave are here to give you a better student loan experience. With great interest rates and less stress than federal loans, College Ave makes it easy to apply for a student loan or refinance an existing student loan. Get the rate and repayment plan that really works for you and your budget.
Fixed and variable rates
Instant credit decision
No fees to apply
Interest rate changes based on changes to a market index
Interest rate does not change for the life of the loan
Create the repayment plan that best fits your budget
College Ave Student Loans products are made available through Firstrust Bank, member FDIC, First Citizens Community Bank, member FDIC, or M.Y. Safra Bank, FSB, member FDIC.
1The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
2This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
3$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees. Information advertised valid as of 12/21/2021. Variable interest rates may increase after consummation.