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Non-Interest Bearing Accounts

All accounts require a $50 minimum opening deposit.

 

Prime Checking

Classic Checking

NEXT Checking

Senior Checking

Spirit Checking

 

For customers seeking an account that offers additional benefits.

For customers seeking a traditional checking account.

For customers wishing to re-establish and restore their checking history

Exclusively for customers 60 years of age or better!

(One account per household)

Fashioned specifically for Teens 13-17 years of age (with parent or guardian)

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Minimum Balance Requirements/ Service Charge Information

$5 Monthly
YOU REDUCE IT by
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$1
with e-Statement and
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$0.10
EVERY TIME you use your debit card for purchases1
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YOU can even get it to ZERO!
$0

$3 Monthly
Fee waived with
e-Statement

$9.95 Monthly Maintenance Fee

$0

$0

Online Banking with Bill Pay Available

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Advantage Check Card Available

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Additional Benefits*

• Cell Phone Protection2

• $10,000 Travel Accidental Death Insurance3

• Roadside Assistance

• Discounts/ Coupons: Shopping, Dining, Traveling, Grocery; Pharmacy, Vision, and Hearing Savings*

 

 

 

 

Overdraft Privilege Available

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Check Handling

Check Imaging

Check Safekeeping

Check Safekeeping

Check Imaging

Check Safekeeping

 

1 The $0.10 credit applies to qualified debit card purchases that post to the account during a statement cycle. Qualified debit card purchases include Pinned Point-Of-Sale (POS) purchases, Signature POS purchases and Pinless Bill Pay-POS debit transactions. ATM transactions do not qualify as a purchase. The maximum credit given is $5.00 during the statement cycle.2 Cell phone restrictions may apply.3Insurance products are NOT FDIC INSURED, NOT A DEPOSIT, NOT AN OBLIGATION OF OR GUARANTEED BY SOUTHSIDE BANK, ITS AFFILIATES, OR ANY GOVERNMENTAL AGENCY.
* Registration with BaZing.com is required to receive certain benefits.

 

Interest Bearing Accounts

All accounts require a $50 minimum opening deposit except Kidz Club which requires $25 and Platinum Advantage which requires $5,000.
 
NOW Checking
Relationship Checking
ADVANTAGE Investment Checking
PLATINUM ADVANTAGE Investment Checking
Regular Savings
KIDZ Club Savings
 
Earn Interest on Your Balances in Your Checking Account!
For customers seeking an account that offers additional benefits.

Money Market Accounts Especially Designed for Higher Deposit Balances

Click Here for Additional Information

For those wanting to earn interest on their excess balances

Designed Especially for our customers UNDER 19 Years of Age!

Minimum Balance Requirements / Service Charge Information

Maintain daily balance of $1000.00 and over - No Monthly or Debit Fee
Under $1000.00 - $7.50 Minimum Balance Fee with an Excess Debit Fee of $.20 per item

$15.00 or $0 if you maintain an average monthly checking balance of $7,500 per statement cycle or a combined relationship4 of $50,000.

Maintain daily balance of $1,000.00 and over - No Monthly Fee
Under $1,000.00 - $10.00 Minimum Balance Fee

Maintain daily balance of $5,000.00 and over - No Monthly Fee
Under $5,000.00 - $10.00 Minimum Balance Fee

$300.00 Avg. Balance and over - No Monthly Fee
Under $300.00 Average Balance - $3.00 Minimum Balance Fee
Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Addt'l withdrawals will be charged an Excess Debit Fee of $2.00. Interest is paid on the Daily Ledger Balance

No Monthly Fee

Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Addt'l withdrawals will be charged an Excess Debit Fee of $2.00. Interest is paid on the Daily Ledger Balance

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ATM Card Avavilable
 
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Additional Benefits
 

• .10% increased rate for new and renewed CDs

• .15% discount on eligible loans (excluding mortgage)

• Refunds of ATM fees charged by other banks up to $10 per month

• 2 free boxes of bank stock checks annually; customer pays shipping and handling

• Free 3x5 safe deposit box, where available

       
Check Handling
N/A
N/A
Interest Rates
 

4 The combined relationship is based on the primary owner of the Relationship Checking account for qualifying accounts. Qualifying accounts include personal deposit accounts, personal loan accounts, and sole proprietorship accounts in the name of the primary owner. CDs, IRAs, credit cards and all other commercial deposits and commercial loans do not qualify.