Non-Interest Bearing Accounts

All accounts require a $50 minimum opening deposit.

Southside Bank's "Spirit" Checking Account for Teens:

• Withdraw cash via ATM
• Use your Debit Card for purchases
• Make deposits
• View your account online or via smart phone

Banking for Teens on the go!

	Free Checking	NEXT Checking	Regular Checking	Senior Citizens Checking	Spirit Checking
	Our Most Popular Checking Account	For Customers wishing to re-establish and restore their checking history	For customers who require their check images	Exclusively for customers 60 years of age or better! (One account per household)	Fashioned specifically for Teens 13-17 years of age (with parent or guardian)
Minimum Balance Requirements / Service Charge Information	FREE!	$9.95 Monthly Maintenance Fee	Maintain daily balance of $700.00 and over -No Monthly or Debit Fee Under $700.00 -$5.00 Minimum Balance Fee with an Excess Debit Fee of $.20 per paper item	FREE!	FREE!
Online Banking with Bill Pay Available
Advantage Check Card Available
Overdraft Privilege Available
Check Handling	Check Safekeeping	Check Safekeeping	Check Imaging or e-Statement	Check Imaging	Check Safekeeping

All accounts require a $50 minimum opening deposit except Kidz Club which requires $25 and Platinum Advantage which requires $5,000.

	NOW Checking	ADVANTAGE Investment Checking	PLATINUM ADVANTAGE Investment Checking	Regular Savings	KIDZ Club Savings
	Earn Interest on Your Balances in Your Checking Account!	Money Market Accounts Especially Designed for Higher Deposit Balances Click Here for Additional Information		For those wanting to earn interest on their excess balances	Designed Especially for our customers UNDER 19 Years of Age!
Minimum Balance Requirements / Service Charge Information	Maintain daily balance of $1000.00 and over - No Monthly or Debit Fee Under $1000.00 - $7.50 Minimum Balance Fee with an Excess Debit Fee of $.20 per item	Maintain daily balance of $1,000.00 and over - No Monthly Fee Under $1,000.00 - $10.00 Minimum Balance Fee	Maintain daily balance of $5,000.00 and over - No Monthly Fee Under $5,000.00 - $10.00 Minimum Balance Fee	$200.00 Avg. Balance and over - No Monthly Fee Under $200.00 Average Balance - $2.00 Minimum Balance Fee Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Addt'l withdrawals will be charged an Excess Debit Fee of $1.50. Interest is paid on the Daily Ledger Balance	No Monthly Fee Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Addt'l withdrawals will be charged an Excess Debit Fee of $1.50. Interest is paid on the Daily Ledger Balance
Online Banking with Bill Pay Available
Advantage Check Card Available				ATM Card Avavilable
Overdraft Privilege Available
Check Handling	Check Imaging or e-Statement	Check Imaging or e-Statement	Check Imaging or e-Statement	N/A	N/A
Interest Rates	Check Current Interest Rates	Check Current Interest Rates	Check Current Interest Rates	Check Current Interest Rates	Check Current Interest Rates