This card is the solution for employees who do not have or want a bank account. The EZ Pay Card IS NOT AN ACCOUNT - it is a re-loadable, stored value card. Branded with the MasterCard logo, it features both debit and credit capabilities. It also doubles as an ATM card that can be used at virtually any ATM worldwide. A linked account number can also be issued allowing the card to accept direct deposits and can even be used for automatic drafts such as utility and loan payments.