|
|
|
|
|
|
|
|
Interest Rate
|
APY
|
|
Savings Accounts
|
| Regular Savings Account |
0.50% |
0.50% |
| Kidz Club Savings Account |
0.50% |
0.50% |
|
NOW Accounts
|
|
Daily Balance to Obtain APY
|
| $0 - $999 |
0.00% |
0.00% |
| $1,000 and above |
0.50% |
0.50% |
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Kidz Club savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
|
Rates and APY as of 11/13/2009
|
|
MONEY MARKET CHECKING ACCOUNTS
|
|
Advantage Investment Account
|
| Daily Balance to Obtain APY |
Interest Rate |
APY |
| Less than $10,000 |
0.30% |
0.30% |
| $10,000 - $19,999 |
0.35% |
0.35% |
| $20,000 - $29,999 |
0.40% |
0.40% |
| $30,000 - $249,999 |
1.00% |
1.00% |
| $250,000 and above |
1.20% |
1.21% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
|
Rates and APY as of 11/13/2009 |
| |
Platinum Advantage Investment Account |
Daily Balance to Obtain APY |
Interest Rate |
APY |
| Less than $20,000 |
0.35% |
0.35% |
| $20,000 - $49,999 |
0.48% |
0.48% |
| $50,000 - $74,999 |
0.68% |
0.68% |
| $75,000 - $149,999 |
0.95% |
0.95% |
| $150,000 - $249,999 |
1.14% |
1.15% |
| $250,000 and above |
1.27% |
1.28% |
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$5000 minimum deposit to open
|
Rates and APY as of 11/13/2009
|
|
CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
|
| |
Interest Rate |
APY |
|
Certificates of Deposit ($25,000 or above)
|
| 1 Month CD |
0.40% |
0.40% |
| 3 Month CD |
0.60% |
0.60% |
| 6 Month CD |
0.80% |
0.80% |
| 1 Year CD |
1.15% |
1.16% |
| 3 Year CD |
2.50% |
2.52% |
| 5 Year CD |
3.00% |
3.03% |
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
|
Rates and APY as of 11/13/2009
Must maintain a minimum balance of $1000 to obtain the disclosed APY
|
|
Interest Rate |
APY |
|
7 Month |
| Under $25,000 |
0.90% |
0.90% |
| $25,000 to $99,999 |
1.05% |
1.05% |
|
14 Month |
| Under $25,000 |
1.07% |
1.07% |
| $25,000 to $99,999 |
1.28% |
1.29% |
| 19 Month |
| Under $25,000 |
1.30% |
1.31% |
| $25,000 to $99,999 |
1.45% |
1.46% |
| 25 Month |
| Under $25,000 |
1.85% |
1.86% |
| $25,000 to $99,999 |
1.98% |
1.99% |
| 61 Month |
|
|
| Under $25,000 |
2.85% |
2.88% |
| $25,000 to $99,999 |
3.00% |
3.03% |
Notes:
APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal
$1000 minimum balance to open |
Rates and APY Yield as of 11/13/2009 for residents of East Texas
Must maintain a minimum balance of $1000 to obtain the disclosed APY |
|
|
|
Equal Housing Lender
 |
|
