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Interest Rate
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APY
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Savings Accounts
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| Regular Savings Account |
0.45% |
0.45% |
| Kidz Club Savings Account |
0.45% |
0.45% |
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NOW Accounts
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Daily Balance to Obtain APY
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| $0 - $999 |
0.00% |
0.00% |
| $1,000 and above |
0.45% |
0.45% |
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Kidz Club savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 03/01/2010
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MONEY MARKET CHECKING ACCOUNTS
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Advantage Investment Account
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| Daily Balance to Obtain APY |
Interest Rate |
APY |
| Less than $10,000 |
0.15% |
0.15% |
| $10,000 - $19,999 |
0.22% |
0.22% |
| $20,000 - $29,999 |
0.28% |
0.28% |
| $30,000 - $249,999 |
0.80% |
0.80% |
| $250,000 and above |
0.95% |
0.95% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 03/01/2010 |
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Platinum Advantage Investment Account |
Daily Balance to Obtain APY |
Interest Rate |
APY |
| Less than $20,000 |
0.22% |
0.22% |
| $20,000 - $49,999 |
0.34% |
0.34% |
| $50,000 - $74,999 |
0.52% |
0.52% |
| $75,000 - $149,999 |
0.76% |
0.76% |
| $150,000 - $249,999 |
0.91% |
0.91% |
| $250,000 and above |
1.03% |
1.03% |
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$5000 minimum deposit to open
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Rates and APY as of 03/01/2010
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CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
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Interest Rate |
APY |
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Certificates of Deposit ($25,000 or above)
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| 1 Month CD |
0.20% |
0.20% |
| 3 Month CD |
0.35% |
0.35% |
| 6 Month CD |
0.55% |
0.55% |
| 1 Year CD |
1.00% |
1.00% |
| 3 Year CD |
2.50% |
2.52% |
| 5 Year CD |
3.00% |
3.03% |
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
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Rates and APY as of 03/01/2010
Must maintain a minimum balance of $1000 to obtain the disclosed APY
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|
Interest Rate |
APY |
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7 Month |
| Under $25,000 |
0.60% |
0.60% |
| $25,000 to $99,999 |
0.70% |
0.70% |
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14 Month |
| Under $25,000 |
1.00% |
1.00% |
| $25,000 to $99,999 |
1.10% |
1.10% |
| 19 Month |
| Under $25,000 |
1.20% |
1.21% |
| $25,000 to $99,999 |
1.35% |
1.36% |
| 25 Month |
| Under $25,000 |
1.80% |
1.81% |
| $25,000 to $99,999 |
1.90% |
1.91% |
| 61 Month |
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| Under $25,000 |
2.85% |
2.88% |
| $25,000 to $99,999 |
3.00% |
3.03% |
Notes:
APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal
$1000 minimum balance to open |
Rates and APY Yield as of 03/01/2010 for residents of East Texas
Must maintain a minimum balance of $1000 to obtain the disclosed APY |
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Equal Housing Lender
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