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PERSONAL CHECKING & SAVINGS RATES
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Interest Rate
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APY
|
| Kidz Club Savings Account |
0.21% |
0.21% |
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| Regular Savings Account |
Interest Rate |
APY |
| Less than $2,500 |
0.06% |
0.06% |
| $2,500 - $9,999 |
0.10% |
0.10% |
| $10,000 - $24,999 |
0.12% |
0.12% |
| $25,000 - $49,999 |
0.15% |
0.15% |
| $50,000 - $99,999 |
0.18% |
0.18% |
| $100,000 - $249,999 |
0.20% |
0.20% |
| $250,000 and above |
0.23% |
0.23% |
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Kidz Club savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 02/01/2012
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| Personal NOW Account |
Interest Rate |
APY |
|
Daily Balance to Obtain APY
|
| Less than $2,500 |
0.06% |
0.06% |
| $2,500 - $9,999 |
0.10% |
0.10% |
| $10,000 - $24,999 |
0.12% |
0.12% |
| $25,000 - $49,999 |
0.15% |
0.15% |
| $50,000 - $99,999 |
0.18% |
0.18% |
| $100,000 - $249,999 |
0.20% |
0.20 |
| $250,000 and above |
0.23% |
0.23% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 02/01/2012
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MONEY MARKET CHECKING ACCOUNTS
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Advantage Investment Account
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| Daily Balance to Obtain APY |
Interest Rate |
APY |
| Less than $10,000 |
0.10% |
0.10% |
| $10,000 - $19,999 |
0.11% |
0.11% |
| $20,000 - $29,999 |
0.14% |
0.14% |
| $30,000 - $249,999 |
0.33% |
0.33% |
| $250,000 and above |
0.45% |
0.45% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 02/01/2012 |
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Platinum Advantage Investment Account |
Daily Balance to Obtain APY |
Interest Rate |
APY |
| Less than $20,000 |
0.11% |
0.11% |
| $20,000 - $49,999 |
0.17% |
0.17% |
| $50,000 - $74,999 |
0.25% |
0.25% |
| $75,000 - $149,999 |
0.35% |
0.35% |
| $150,000 - $249,999 |
0.45% |
0.45% |
| $250,000 and above |
0.50% |
0.50% |
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$5000 minimum deposit to open
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Rates and APY as of 02/01/2012
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BUSINESS CHECKING & SAVINGS ACCOUNTS
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| Business Savings Account |
Interest Rate |
APY |
| Less than $2,500 |
0.06% |
0.06% |
| $2,500 - $9,999 |
0.10% |
0.10% |
| $10,000 - $24,999 |
0.12% |
0.12% |
| $25,000 - $49,999 |
0.15% |
0.15% |
| $50,000 - $99,999 |
0.18 |
0.18% |
| $100,000 - $249,999 |
0.20% |
0.20% |
| $250,000 and above |
0.23% |
0.23% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 02/01/2012 |
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| Business NOW Account |
Interest Rate |
APY |
| Less than $20,000 |
0.12% |
0.12% |
| $20,000 - $49,999 |
0.15% |
0.15% |
| $50,000 - $99,999 |
0.18% |
0.18% |
| $100,000 - $249,999 |
0.20% |
0.20% |
| $250,000 - $499,999 |
0.23% |
0.23% |
| $500,000 and above |
0.26% |
0.26% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 02/01/2012 |
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| Premier Checking Account |
Interest Rate |
APY |
| Less than $20,000 |
0.05% |
0.05% |
| $20,000 - $49,999 |
0.12% |
0.12% |
| $50,000 - $99,999 |
0.13% |
0.13% |
| $100,000 - $249,999 |
0.20% |
0.20% |
| $250,000 - $499,999 |
0.24% |
0.24% |
| $500,000 and above |
0.26% |
0.26% |
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
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Rates and APY as of 02/01/2012 |
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CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
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Interest Rate |
APY |
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Certificates of Deposit ($25,000 or above)
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| 1 Month CD |
0.12% |
0.12% |
| 3 Month CD |
0.20% |
0.20% |
| 6 Month CD |
0.32% |
0.32% |
| 1 Year CD |
0.48% |
0.48% |
| 3 Year CD |
0.85% |
0.85% |
| 5 Year CD |
1.25% |
1.26% |
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
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Rates and APY as of 02/01/2012
Must maintain a minimum balance of $1000 to obtain the disclosed APY
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Interest Rate |
APY |
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7 Month |
| Under $25,000 |
0.30% |
0.30% |
| $25,000 to $99,999 |
0.30% |
0.30% |
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14 Month |
| Under $25,000 |
0.45% |
0.45% |
| $25,000 to $99,999 |
0.50% |
0.50% |
| 19 Month |
| Under $25,000 |
0.60% |
0.60% |
| $25,000 to $99,999 |
0.65% |
0.65% |
| 25 Month |
| Under $25,000 |
0.65% |
0.65% |
| $25,000 to $99,999 |
0.70% |
0.70% |
| 61 Month |
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| Under $25,000 |
1.20% |
1.21% |
| $25,000 to $99,999 |
1.33% |
1.32% |
Notes:
APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal
$1000 minimum balance to open |
Rates and APY Yield as of 02/01/2012 for residents of East Texas
Must maintain a minimum balance of $1000 to obtain the disclosed APY |
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Equal Housing Lender
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