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Southside Bank

Southside Bank

Business Accounts

 

 

Business Accounts


  

Smart Checking
Ideal for small businesses

  • Designed for limited transaction volumes
  • No minimum balance required


Commercial Checking
All-purpose checking account

  • Designed for a broad range of businesses
  • Advantage Debit Card included

Premier Business Checking
 Interest-bearing checking account

  • Works for all ownership types
  • Competitive interest rates


 

 

Business Savings
 Easily earn interest on excess funds

  • Low minimum balance
  • $50 minimum opening deposit

  

Platinum Advantage Investment Checking
Invest more and save more

  • Intended for larger deposit balances
  • Higher interest rates

  

Can't find what you're looking for?
Learn more about personal accounts here

 

 

Account Details


 

All accounts require a $50 minimum opening deposit except Platinum Advantage which requires $2,500. All business accounts may be opened at any of our convenient locations.

  •  
  • $MART Checking
  • Commercial Checking
  • Premier Business Checking
  • Platinum Advantage Investment Checking
  • Business Savings
  •  
  • Minimum Balance Requirement/ Service Charge Info
  • Online Banking w/ Bill Pay
  • Advantage Check Card
  • Overdraft Privilege
  • Check Handling
  • Interest Rates
No minimum balance required
Allows up to 250 items, 10 rolls of coin free monthly (each additional roll is 10¢)
(Items include checks, electronic items, deposit slips, deposited items; 25¢ for each item over 250)
Inactivity Fee: $10 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)
One account per business entity×
Maintain an average daily balance of $2,500 and over = No Monthly Fee. Under $2,500 - $10 Minimum Balance Fee. Up to 100 items processed per statement cycle are permitted; items include checks, deposit slips, deposited items and electronic items.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

On Platinum Advantage Investment Accounts, if your average daily balance drops below $2,500 any time during the statement cycle, there is a $10 Minimum Balance Fee.

$10.00 will be charged for each withdrawal in excess of six per statement cycle. ACH items debited from your account are not subject to the Excess Debit Fee.

×
Maintain average daily balance of $300 and over – No Monthly Fee. If average daily balance falls under $300 a $3 Minimum Balance Fee will be charged. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance.×
No minimum balance required
Allows up to 250 items, 10 rolls of coin free monthly (each additional roll is 10¢)
(Items include checks, electronic items, deposit slips, deposited items; 25¢ for each item over 250)
Inactivity Fee: $10 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)
One account per business entity×
Maintain an average daily balance of $2,500 and over = No Monthly Fee. Under $2,500 - $10 Minimum Balance Fee. Up to 100 items processed per statement cycle are permitted; items include checks, deposit slips, deposited items and electronic items.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

On Platinum Advantage Investment Accounts, if your average daily balance drops below $2,500 any time during the statement cycle, there is a $10 Minimum Balance Fee.

$10.00 will be charged for each withdrawal in excess of six per statement cycle. ACH items debited from your account are not subject to the Excess Debit Fee.

×
Maintain average daily balance of $300 and over – No Monthly Fee. If average daily balance falls under $300 a $3 Minimum Balance Fee will be charged. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance.×

*Includes an earnings allowance based on collected balances to offset analysis fees.

 


LET’S TALK ABOUT HOW WE CAN SUPPORT YOU


 

We’re dedicated to providing you with the personal support and modern services you need to grow your business. We believe we can accomplish big things together, so let’s get started. Please submit the information below, and we will be in touch soon.