Business Accounts

Turn your goals into results.

 

Business Accounts


Smart Checking
Ideal for small businesses

  • Designed for limited transaction volumes
  • No minimum balance required


Contact Us

Commercial Checking
All-purpose checking account

  • Designed for a broad range of businesses
  • Southside Bank debit card available

Contact Us

Premier Business Checking
Interest-bearing checking account

  • Works for all ownership types
  • Competitive interest rates


Contact Us

 

 

Business Savings
Easily earn interest on excess funds

  • Low minimum balance
  • $50 minimum opening deposit

  

Contact Us

Platinum Advantage Investment Checking
Invest more and save more

  • Intended for larger deposit balances
  • Earns interest

  

Contact Us

Can't find what you're looking for?
Learn more about personal accounts here

 

 

Account Details


 All accounts require a $50 minimum opening deposit except Platinum Advantage which requires $2,500. All business accounts may be opened at any of our convenient locations.

  •  
  • $MART Checking
  • Commercial Checking
  • Premier Business Checking
  • Platinum Advantage Investment Checking
  • Business Savings
  •  
  • Minimum Balance Requirement/ Service Charge Info
  • Online Banking w/ Bill Pay
  • Debit Card
  • Overdraft Privilege
  • Check Handling
  • Interest Rates
No minimum balance required
Allows up to 250 items, 10 rolls of coin free monthly (each additional roll is 10¢)
(Items include checks, electronic items, deposit slips, deposited items; 25¢ for each item over 250)
Inactivity Fee: $10 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)
One account per business entity×
Maintain an average daily balance of $2,500 and over = No Monthly Fee. Under $2,500 - $10 Minimum Balance Fee. Up to 100 items processed per statement cycle are permitted; items include checks, deposit slips, deposited items and electronic items.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

On Platinum Advantage Investment Accounts, if your average daily balance drops below $2,500 any time during the statement cycle, there is a $10 Minimum Balance Fee.

$10.00 will be charged for each withdrawal in excess of six per statement cycle. ACH items debited from your account are not subject to the Excess Debit Fee.

×
Maintain average daily balance of $300 and over – No Monthly Fee. If average daily balance falls under $300 a $3 Minimum Balance Fee will be charged. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance.×
No minimum balance required
Allows up to 250 items, 10 rolls of coin free monthly (each additional roll is 10¢)
(Items include checks, electronic items, deposit slips, deposited items; 25¢ for each item over 250)
Inactivity Fee: $10 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)
One account per business entity×
Maintain an average daily balance of $2,500 and over = No Monthly Fee. Under $2,500 - $10 Minimum Balance Fee. Up to 100 items processed per statement cycle are permitted; items include checks, deposit slips, deposited items and electronic items.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

On Platinum Advantage Investment Accounts, if your average daily balance drops below $2,500 any time during the statement cycle, there is a $10 Minimum Balance Fee.

$10.00 will be charged for each withdrawal in excess of six per statement cycle. ACH items debited from your account are not subject to the Excess Debit Fee.

×
Maintain average daily balance of $300 and over – No Monthly Fee. If average daily balance falls under $300 a $3 Minimum Balance Fee will be charged. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance.×

*Includes an earnings allowance based on collected balances to offset analysis fees.

Overdraft privilege is available on the accounts marked accordingly above. A Paid Overdraft Item Fee of $32 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means (only includes ATM and everyday debit card withdrawals if you give us your consent), which may result in multiple Overdraft Charges on the same day. Southside Bank reserves the right not to pay an overdraft item if an account is not in good standing, if regular deposits are not made, or if repeated overdrafts occur. Overdrafts should be paid promptly.

 

 


Let's talk about how we can support you.


 

We’re dedicated to providing you with the personal support and modern services you need to grow your business. We believe we can accomplish big things together, so let’s get started. Please submit the information below, and we will be in touch soon.

Download our app:

Download Southside App on Google Play
Download Southside App on Apple App Store