Commercial Banking

Large Lending Capacity, Personal Lending Relationship

You can count on us to be the real definition of a financial partner. We provide both the strength to handle major commercial deals and the personal service to meet your specific needs. Our team is dedicated to understanding your business and supporting your goals for continued success. We believe that putting you first has always been the right way to do business – and that’s exactly what we’ll do.

Commercial Lending

Reach your financial goals with a business loan. Our numerous loan types are designed to meet your evolving business needs.

Commercial Real Estate

Secure financing to ensure the success of your real estate projects. We provide fast answers and timely closings for a variety of loans.

Treasury Management

Streamline your cash flow and time to grow your business. We offer a full suite of collection, disbursement and fraud prevention services.

Why Partner with Southside?

Local Loan Decisions
We proudly operate in Texas and make loan decisions right here. Our team members have a deep understanding of the markets we serve and use that knowledge to meet your financial goals.

Experienced Executive Team
Our executive management team leverages their banking experience and expertise to serve your needs. No matter the size of your business, they are committed and accessible to you.

Advanced Technology
We’ll always provide the personal service of a community bank, but we’re also committed to offering the latest technology. We continually innovate to bring you greater convenience and efficiency.

Local Treasury Management
We strive to go beyond the norm when it comes to helping your business succeed. That’s why we offer local teams dedicated to treasury management implementation and continued service.

Full-Service Bank
We know that your goals go beyond commercial banking, and we’re here to meet all of your financial needs in one place. This includes wealth management, mortgage lending, checking and savings.

Recent Commercial Transactions

North + Central Texas

$35,000,000
Borrowing Base
Line of Credit Production Homebuilder

$28,486,584
Multi-Family Interim Construction Loan
Real Estate Development

$21,000,000
Term & Equipment Financing
Transportation Company

$6,000,000
Construction & Mini Perm
Medical Office Building

$1,000,000
Revolving Line of Credit
High-End Furniture Retailer

East + Southeast Texas

$55,000,000
Construction & Working Capital Financing
Aggregate Plant

$32,500,000
Revolving Line of Credit
Factoring Company

$19,000,000
Revolving Line of Credit
Regional Homebuilder

$15,500,000
Real Estate Acquisition Financing
Private Real Estate Investor

$4,900,000
Construction & Permanent Financing
Auto Dealership

Commercial Real Estate

$36,700,000
Construction Financing
Credit Tenant Anchored
Retail Development
College Station, TX

$31,152,000
Construction Financing
Multi-Family Development
Dallas, TX

$17,000,000
Construction & Permanent Financing
Retail Development
Tyler, TX

$10,900,000
Term Financing
Multi-Tenant Office Austin, TX

About Southside Bank

Southside Bank is a community-focused financial institution that offers a full range of financial services to individuals, businesses and nonprofit organizations. Southside Bancshares, Inc., the holding company for Southside Bank, is headquartered in Tyler, Texas, located 90 miles east of Dallas.

55 Locations

We operate 55 branches in East, North, Central and Southeast Texas. We also have a network of 74 local ATMs/ITMs, and are affiliated with more than 55,000 ATMs across the nation.

Strong Performance

Southside Bancshares, Inc., has approximately $7.45 billion in assets, with 10.7% compound annual growth in total assets from 2013 to 2020. The company is publicly traded and reported $82.2 million in net income in 2020.

Texas Proud

We were founded in Texas in 1960 and still proudly serve here today. As your fellow Texans, we truly understand our markets and are dedicated to helping local communities and businesses succeed.