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Southside Bank

Southside Bank

Checking Accounts

 

Benefits


 

Mobile

Life moves quickly. Manage your money on the go with our mobile app.

Secure

Your money is your money. Keep it safe with 24/7 fraud monitoring and more.

Convenient

The cash you need when you need it. Get access to 60,000 surcharge-free ATMs across the nation.

 

Checking Accounts


  

Classic
Everyday account for your everyday needs

  • Manage from your mobile device
  • No monthly service charge*


  

Prime
Go beyond the basics with added benefits

  • Identity theft and cell phone protection included
  • Plus travel/accidental death insurance and more

  

Checking Plus
Checking account that also earns interest

  • Control from your mobile device
  • Advantage Debit Card included


  

 

 

Relationship Checking
Premier interest-bearing account with added benefits

  • Receive loan discounts and ATM fee refunds
  • Plus free checks and safe deposit box

  

Senior Checking
Interest-bearing account for those 60 years of age and better

  • No monthly service charge
  • Overdraft privilege included

  

Veterans
For active and retired U.S. military members

  • Free initial order of patriotic checks and patriotic debit card
  • No monthly service charge

  

 

 

Spirit
Ideal for teens ages 13-17

  • Spirit debit card included for free
  • No monthly service charge*

  

NEXT
A fresh start for your finances

  • Restore your checking history
  • Monthly service charge under $10

  

Can't find what you're looking for?
To learn about our savings account options click here


 

Account Details


All accounts require a $50 minimum opening deposit. All deposit accounts may be opened online or at any of our convenient locations. Find out more details about each account by clicking "Learn More" below.

  •  
  • Classic Checking
  • Prime Checking
  • Checking Plus
  • Relationship Checking
  • Senior Checking
  • Veterans Checking
  • Spirit Checking
  • NEXT Checking
  •  
  • Additional Benefits / Information
  • Monthly Service Charge
  • Online Banking w/ Bill Pay
  • Advantage Check Card
  • Overdraft Privilege
  • Check Handling
• Cell Phone Protection1
• $10,000 Travel Accidental Death Insurance2
• Identity Theft Protection1,2
• Roadside Assistance
• Discounts/ Coupons: Shopping, Dining, Traveling, Grocery; Pharmacy, Vision, and Hearing Savings *
* Registration with BaZing.com is required to receive certain benefits.

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are NOT FDIC INSURED, NOT A DEPOSIT, NOT AN OBLIGATION OF OR GUARANTEED BY SOUTHSIDE BANK, ITS AFFILIATES, OR ANY GOVERNMENTAL AGENCY.×
• Free initial order of “American Flag” checks with first new account
• Initial fee waived for custom “Patriotic” debit card
• $5.95 bill pay, waived with e-statements

Proper forms of ID to open account include: DD-214 (“Long Form”), Vet cards, or valid current military ID.×
At the age of 18, Spirit Checking account will convert to Classic Checking.×
Paper Statement Fee $3 (waived w/e-Statement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
Reduce it by $1 with e-Statement – Reduce it by 10¢ every time you use your debit card for purchases.

You can even get it to $0.

The 10¢ credit applies to qualified debit card purchases that post to the account during a statement cycle. Qualified debit card purchases include Pinned Point-Of-Sale (POS) purchases, Signature POS purchases and Pinless Bill Pay-POS debit transactions. ATM transactions do not qualify as a purchase. The maximum credit given is $5 during the statement cycle.×
Maintain average daily balance of $1000 and over - No Monthly Maintenance Fee. If average daily balance falls under $1000 a $9 Monthly Maintenance Fee will be charged.×
$15 or $0 if you maintain an average daily checking balance of $7,500 per statement cycle or a combined relationship1 of $50,000

• .15% discount on eligible loans (excluding mortgage)
• Refunds of ATM fees2 charged by other banks up to $10 per statement cycle
• 2 boxes of bank stock checks annually at no charge
• Free 3x5 safe deposit box, where available

1The combined relationship is based on the primary owner of the Relationship Checking account for qualifying accounts. Qualifying accounts include personal deposit accounts, personal loan accounts, and sole proprietorship accounts in the name of the primary owner. CDs, IRAs, credit cards and all other commercial deposits and commercial loans do not qualify.

2 Refund of up to 4 (per statement cycle) Foreign ATM Withdrawal Fees charged by Southside Bank for withdrawals made at ATMs not owned by Southside Bank; Refund of up to 4 (per statement cycle) Foreign ATM Balance Inquiry Fees charged by Southside Bank for balance inquiries made at ATMs not owned by Southside Bank.×
Paper Statement Fee $3 (waived w/e-statement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
Paper Statement Fee $3 (waived w/e-statement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
Paper Statement Fee $3 (waived w/e-Statement enrollment)×
Accounts that feature Check Safekeeping will receive a detailed statement each month reflecting all check numbers and the dollar amounts for which they cleared. This eliminates the security and storage issues associated with maintaining your cancelled checks. Should you need a copy of a check, it is available at no charge for 90 days through your Online Banking access. Copies may also be requested from the bookkeeping department. Click here for current fees.×
Accounts that feature Check Safekeeping will receive a detailed statement each month reflecting all check numbers and the dollar amounts for which they cleared. This eliminates the security and storage issues associated with maintaining your cancelled checks. Should you need a copy of a check, it is available at no charge for 90 days through your Online Banking access. Copies may also be requested from the bookkeeping department. Click here for current fees.×
Paper Statement Fee $3 (waived w/e-Statement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
Accounts that feature Check Safekeeping will receive a detailed statement each month reflecting all check numbers and the dollar amounts for which they cleared. This eliminates the security and storage issues associated with maintaining your cancelled checks. Should you need a copy of a check, it is available at no charge for 90 days through your Online Banking access. Copies may also be requested from the bookkeeping department. Click here for current fees.×
• Cell Phone Protection1
• $10,000 Travel Accidental Death Insurance2
• Identity Theft Protection1,2
• Roadside Assistance
• Discounts/ Coupons: Shopping, Dining, Traveling, Grocery; Pharmacy, Vision, and Hearing Savings *
* Registration with BaZing.com is required to receive certain benefits.

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are NOT FDIC INSURED, NOT A DEPOSIT, NOT AN OBLIGATION OF OR GUARANTEED BY SOUTHSIDE BANK, ITS AFFILIATES, OR ANY GOVERNMENTAL AGENCY.×
Reduce it by $1 with e-Statement – Reduce it by 10¢ every time you use your debit card for purchases.

You can even get it to $0.

The 10¢ credit applies to qualified debit card purchases that post to the account during a statement cycle. Qualified debit card purchases include Pinned Point-Of-Sale (POS) purchases, Signature POS purchases and Pinless Bill Pay-POS debit transactions. ATM transactions do not qualify as a purchase. The maximum credit given is $5 during the statement cycle.×
Maintain average daily balance of $1000 and over - No Monthly Maintenance Fee. If average daily balance falls under $1000 a $9 Monthly Maintenance Fee will be charged.×
$15 or $0 if you maintain an average daily checking balance of $7,500 per statement cycle or a combined relationship1 of $50,000

• .15% discount on eligible loans (excluding mortgage)
• Refunds of ATM fees2 charged by other banks up to $10 per statement cycle
• 2 boxes of bank stock checks annually at no charge
• Free 3x5 safe deposit box, where available

1The combined relationship is based on the primary owner of the Relationship Checking account for qualifying accounts. Qualifying accounts include personal deposit accounts, personal loan accounts, and sole proprietorship accounts in the name of the primary owner. CDs, IRAs, credit cards and all other commercial deposits and commercial loans do not qualify.

2 Refund of up to 4 (per statement cycle) Foreign ATM Withdrawal Fees charged by Southside Bank for withdrawals made at ATMs not owned by Southside Bank; Refund of up to 4 (per statement cycle) Foreign ATM Balance Inquiry Fees charged by Southside Bank for balance inquiries made at ATMs not owned by Southside Bank.×
Paper Statement Fee $3 (waived w/e-statement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
• Free initial order of “American Flag” checks with first new account
• Initial fee waived for custom “Patriotic” debit card
• $5.95 bill pay, waived with e-statements

Proper forms of ID to open account include: DD-214 (“Long Form”), Vet cards, or valid current military ID.×
Paper Statement Fee $3 (waived w/e-statement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
At the age of 18, Spirit Checking account will convert to Classic Checking.×
Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $500)×
Accounts that feature Check Safekeeping will receive a detailed statement each month reflecting all check numbers and the dollar amounts for which they cleared. This eliminates the security and storage issues associated with maintaining your cancelled checks. Should you need a copy of a check, it is available at no charge for 90 days through your Online Banking access. Copies may also be requested from the bookkeeping department. Click here for current fees.×
Paper Statement Fee $3 (waived w/e-Statement enrollment)×

*$3 monthly Paper Statement Fee waived with enrollment for e-statements. $5 monthly Inactivity Fee will be assessed if inactive for 90 days and the balance of the last day of the statement cycle falls below $500.

 

Southside Bank Checking Accounts