Interest Bearing Accounts

All accounts require a $50 minimum opening deposit except Youth Savings which requires $25, Health Savings which requires $100 and Platinum Advantage which requires $2,500. All deposit accounts may be opened online (except for HSAs) or at any of our convenient locations.

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  • PLATINUM ADVANTAGE Investment Money Market
  • Health Savings (HSA)
  • Personal Savings
  • Youth Savings
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  • Minimum Balance Requirement/ Service Charge Info
  • Online Banking w/ Bill Pay
  • Advantage Check Card
  • Overdraft Privilege
  • Check Handling
  • Interest Rates
Maintain an average daily balance of $2,500 and over = No Monthly Fee. Under $2,500 - $10 Minimum Balance Fee.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

On Platinum Advantage Investment Accounts, if your average daily balance drops below $2,500 any time during the statement cycle, there is a $10 Minimum Balance Fee.

$10.00 will be charged for each withdrawal in excess of six per statement cycle. ACH items debited from your account are not subject to the Excess Debit Fee. ×
Maintain average daily balance of $500 and over - No Monthly Fee. If average daily balance falls under $500 a $3 Minimum Balance Fee will be charged.×
Maintain average daily balance of $300 and over – No Monthly Fee. If average daily balance falls under $300 a $3 Minimum Balance Fee will be charged. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance.×
No Monthly Fee. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance. At the age of 18, Youth Savings will convert to a Personal Savings.×
Maintain an average daily balance of $2,500 and over = No Monthly Fee. Under $2,500 - $10 Minimum Balance Fee.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

On Platinum Advantage Investment Accounts, if your average daily balance drops below $2,500 any time during the statement cycle, there is a $10 Minimum Balance Fee.

$10.00 will be charged for each withdrawal in excess of six per statement cycle. ACH items debited from your account are not subject to the Excess Debit Fee. ×
Maintain average daily balance of $500 and over - No Monthly Fee. If average daily balance falls under $500 a $3 Minimum Balance Fee will be charged.×
Maintain average daily balance of $300 and over – No Monthly Fee. If average daily balance falls under $300 a $3 Minimum Balance Fee will be charged. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance.×
No Monthly Fee. Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance. At the age of 18, Youth Savings will convert to a Personal Savings.×

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