Get more from your checking account with a Southside Bank Ready Reserve, a pre-approved line of credit that's "on reserve" for when you need it.
Features and Benefits of Ready Reserve
- No collateral required.
- No annual fee.
- Automatically transfers available funds to your checking account in the event of an overdraft.
- Avoid insufficient funds or overdraft fees.
- Access cash when you need it for large or unexpected expenses.
- Pay the minimum or pay off the entire line.
- Minimum payments are automatically deducted each month from your linked Southside Bank checking account.
- Line amounts range from $500 up to $10,000 with approved credit.
- Easy access to your line of credit by writing a check or using your Southside Bank debit card.
Ready Reserve provides you a ready money reserve you can use for everything from home repairs to a weekend getaway. You won’t owe anything until you advance the loan.
Stop by any Southside Bank today and ask about Ready Reserve. It makes getting a loan as easy as writing yourself a check.
Ready Reserve is a credit product and subject to credit approval. Finance charges apply to advanced funds which are transferred in $250 increments.