Ready Reserve

Get more from your checking account with a Southside Bank Ready Reserve, a pre-approved line of credit that's "on reserve" for when you need it.

Features and Benefits of Ready Reserve

• No collateral required.
• No annual fee.
• Automatically transfers available funds to your checking account in the event of an overdraft.
• Avoid insufficient funds or overdraft fees.
• Access cash when you need it for large or unexpected expenses.
• Pay the minimum or pay off the entire line.
• Minimum payments are automatically deducted each month from your linked Southside Bank checking account.
• Line amounts range from $500 up to $10,000 with approved credit.
• Easy access to your line of credit by writing a check or using your Southside Bank debit card.

Ready Reserve provides you a ready money reserve you can use for everything from home repairs to a weekend getaway. You won’t owe anything until you advance the loan. 

Stop by any Southside Bank today and ask about Ready Reserve. It makes getting a loan as easy as writing yourself a check.

Ready Reserve is a credit product and subject to credit approval. Finance charges apply to advanced funds which are transferred in $250 increments.