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Southside Bank

Southside Bank

Current Interest Rates

PERSONAL CHECKING & SAVINGS RATES
Youth Savings Account Interest Rate APY
0.25% 0.25%
 
Regular Savings Account Interest Rate APY
Less than $2,500 0.09% 0.09%
$2,500 - $9,999 0.13% 0.13%
$10,000 - $24,999 0.18% 0.18%
$25,000 - $49,999 0.24% 0.24%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $249,999 0.42% 0.42%
$250,000 and above 0.56% 0.56%
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Youth Savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019
 
Health Savings Account Interest Rate APY
Less than $5,000 0.00% 0.00%
$5,000 and above 0.12% 0.12%
Notes:
APY=Annual Percentage Yield
$100 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019
 
Checking Plus Account Interest Rate APY
Daily Balance to Obtain APY
Less than $2,500 0.06% 0.06%
$2,500 - $9,999 0.11% 0.11%
$10,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.24% 0.24%
$100,000 - $249,999 0.32% 0.32%
$250,000 and above 0.49% 0.49%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019
 
Relationship Checking Account Interest Rate APY
Daily Balance to Obtain APY
Less than $7,500 0.00% 0.00%
$7,500 - $19,999 0.12% 0.12%
$20,000 - $49,999 0.23% 0.23%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $499,999 0.46% 0.46%
$500,000 and above 0.60% 0.60%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019
 
Senior Checking Interest Rate APY
Less than $1,000 0.00% 0.00%
$1,000 and above 0.17% 0.17%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019

MONEY MARKET CHECKING ACCOUNTS
 
Platinum Advantage Investment Account
 
Daily Balance to Obtain APY
Interest Rate APY
Less than $20,000 0.11% 0.11%
$20,000 - $49,999 0.16% 0.16%
$50,000 - $74,999 0.30% 0.30%
$75,000 - $149,999 0.50% 0.50%
$150,000 - $249,999 0.70% 0.70%
$250,000 - $499,999 0.92% 0.92%
$500,000 - $999,999 1.03% 1.03%
$1,000,000 - $2,999,999 1.25% 1.26%
$3,000,000 - $4,999,999 1.44% 1.45%
$5,000,000 and above 1.70% 1.71%
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$2500 minimum deposit to open
Rates and APY as of 10/21/2019

BUSINESS CHECKING & SAVINGS ACCOUNTS
 
Business Savings Account Interest Rate APY
Less than $2,500 0.09% 0.09%
$2,500 - $9,999 0.13% 0.13%
$10,000 - $24,999 0.18% 0.18%
$25,000 - $49,999 0.24% 0.24%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $249,999 0.42% 0.42%
$250,000 and above 0.56% 0.56%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019
 
Premier Business Checking Account Interest Rate APY
Less than $20,000 0.08% 0.08%
$20,000 - $49,999 0.17% 0.17%
$50,000 - $99,999 0.21% 0.21%
$100,000 - $249,999 0.28% 0.28%
$250,000 - $499,999 0.35% 0.35%
$500,000 and above 0.46% 0.46%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 10/21/2019

CERTIFICATES OF DEPOSIT ACCOUNTS
 
Certificates of Deposit ($100,000 or above) Interest Rate APY
1 Month CD 1.25% 1.26%
3 Month CD 1.60% 1.61%
6 Month CD 1.65% 1.66%
1 Year CD 1.73% 1.74%
18 Month CD 1.75% 1.76%
2 Year CD 1.80% 1.81%
5 Year CD 1.75% 1.76%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$100,000 minimum deposit to open.
Rates and APY as of 10/21/2019
Must maintain a minimum balance of $100,000 to obtain the disclosed APY


INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
 
Individual Retirement Account ($1,000 or above) Interest Rate APY
1 Year IRA 1.75% 1.76%
2 Year IRA 1.85% 1.86%
5 Year IRA 1.80% 1.81%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1,000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
Rates and APY as of 10/21/2019
Must maintain a minimum balance of $1,000 to obtain the disclosed APY
Click here to learn more about our retirement products.