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Southside Bank

In observance of Martin Luther King, Jr. Day on Monday, January 20, 2020, all traditional branches will be closed. Grocery store locations and the Customer Care center will be open 9am-4pm.
Southside Bank

Current Interest Rates

PERSONAL CHECKING & SAVINGS RATES
Youth Savings Account Interest Rate APY
0.25% 0.25%
 
Regular Savings Account Interest Rate APY
Less than $2,500 0.08% 0.08%
$2,500 - $9,999 0.12% 0.12%
$10,000 - $24,999 0.16% 0.16%
$25,000 - $49,999 0.22% 0.22%
$50,000 - $99,999 0.28% 0.28%
$100,000 - $249,999 0.40% 0.40%
$250,000 and above 0.50% 0.50%
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Youth Savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019
 
Health Savings Account Interest Rate APY
Less than $5,000 0.00% 0.00%
$5,000 and above 0.12% 0.12%
Notes:
APY=Annual Percentage Yield
$100 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019
 
Checking Plus Account Interest Rate APY
Daily Balance to Obtain APY
Less than $2,500 0.05% 0.05%
$2,500 - $9,999 0.08% 0.08%
$10,000 - $24,999 0.12% 0.12%
$25,000 - $49,999 0.16% 0.16%
$50,000 - $99,999 0.19% 0.19%
$100,000 - $249,999 0.27% 0.27%
$250,000 and above 0.41% 0.41%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019
 
Relationship Checking Account Interest Rate APY
Daily Balance to Obtain APY
Less than $7,500 0.00% 0.00%
$7,500 - $19,999 0.10% 0.10%
$20,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.25% 0.25%
$100,000 - $499,999 0.41% 0.41%
$500,000 and above 0.50% 0.50%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019
 
Senior Checking Interest Rate APY
Less than $1,000 0.00% 0.00%
$1,000 and above 0.17% 0.17%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019

MONEY MARKET CHECKING ACCOUNTS
 
Platinum Advantage Investment Account
 
Daily Balance to Obtain APY
Interest Rate APY
Less than $20,000 0.09% 0.09%
$20,000 - $49,999 0.10% 0.10%
$50,000 - $74,999 0.24% 0.24%
$75,000 - $149,999 0.40% 0.40%
$150,000 - $249,999 0.60% 0.60%
$250,000 - $499,999 0.72% 0.72%
$500,000 - $999,999 0.83% 0.83%
$1,000,000 - $2,999,999 1.05% 1.06%
$3,000,000 - $4,999,999 1.24% 1.25%
$5,000,000 and above 1.42% 1.43%
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$2500 minimum deposit to open
Rates and APY as of 12/05/2019

BUSINESS CHECKING & SAVINGS ACCOUNTS
 
Business Savings Account Interest Rate APY
Less than $2,500 0.08% 0.08%
$2,500 - $9,999 0.12% 0.12%
$10,000 - $24,999 0.16% 0.16%
$25,000 - $49,999 0.22% 0.22%
$50,000 - $99,999 0.28% 0.28%
$100,000 - $249,999 0.40% 0.40%
$250,000 and above 0.50% 0.50%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019
 
Premier Business Checking Account Interest Rate APY
Less than $20,000 0.06% 0.06%
$20,000 - $49,999 0.14% 0.14%
$50,000 - $99,999 0.16% 0.16%
$100,000 - $249,999 0.23% 0.23%
$250,000 - $499,999 0.29% 0.29%
$500,000 and above 0.40% 0.40%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/05/2019

CERTIFICATES OF DEPOSIT ACCOUNTS
 
Certificates of Deposit ($100,000 or above) Interest Rate APY
1 Month CD 1.10% 1.10%
3 Month CD 1.52% 1.53%
6 Month CD 1.57% 1.58%
1 Year CD 1.65% 1.66%
18 Month CD 1.67% 1.68%
2 Year CD 1.80% 1.81%
5 Year CD 1.80% 1.81%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$100,000 minimum deposit to open.
Rates and APY as of 12/05/2019
Must maintain a minimum balance of $100,000 to obtain the disclosed APY


INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
 
Individual Retirement Account ($1,000 or above) Interest Rate APY
1 Year IRA 1.67% 1.68%
2 Year IRA 1.85% 1.86%
5 Year IRA 1.80% 1.81%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1,000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
Rates and APY as of 12/05/2019
Must maintain a minimum balance of $1,000 to obtain the disclosed APY
Click here to learn more about our retirement products.