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Southside Bank

Southside Bank

Current Interest Rates

PERSONAL CHECKING & SAVINGS RATES
Youth Savings Account 0.25% 0.25%
 
Regular Savings Account Interest Rate APY
Less than $2,500 0.09% 0.09%
$2,500 - $9,999 0.13% 0.13%
$10,000 - $24,999 0.18% 0.18%
$25,000 - $49,999 0.24% 0.24%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $249,999 0.40% 0.40%
$250,000 and above 0.50% 0.50%
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Youth Savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018
 
Health Savings Account Interest Rate APY
Less than $5,000 0.00% 0.00%
$5,000 and above 0.12% 0.12%
Notes:
APY=Annual Percentage Yield
$100 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018
 
Checking Plus Account Interest Rate APY
Daily Balance to Obtain APY
Less than $2,500 0.08% 0.08%
$2,500 - $9,999 0.13% 0.13%
$10,000 - $24,999 0.17% 0.17%
$25,000 - $49,999 0.23% 0.23%
$50,000 - $99,999 0.28% 0.28%
$100,000 - $249,999 0.36% 0.36%
$250,000 and above 0.45% 0.45%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018
 
Relationship Checking Account Interest Rate APY
Daily Balance to Obtain APY
Less than $7,500 0.00% 0.00%
$7,500 - $19,999 0.12% 0.12%
$20,000 - $49,999 0.23% 0.23%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $499,999 0.44% 0.44%
$500,000 and above 0.53% 0.53%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018
 
Senior Checking Interest Rate APY
Less than $1,000 0.00% 0.00%
$1,000 and above 0.15% 0.15%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018

MONEY MARKET CHECKING ACCOUNTS
 
Advantage Investment Account
 
Daily Balance to Obtain APY Interest Rate APY
Less than $10,000 0.11% 0.11%
$10,000 - $19,999 0.16% 0.16%
$20,000 - $29,999 0.25% 0.25%
$30,000 - $249,999 0.60% 0.60%
$250,000 - $499,999 0.84% 0.84%
$500,000 - $999,999 1.00% 1.00%
$1,000,000 - $2,999,999 1.18% 1.19%
$3,000,000 and above 1.38% 1.39%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018
 
Platinum Advantage Investment Account
 
Daily Balance to Obtain APY
Interest Rate APY
Less than $20,000 0.14% 0.14%
$20,000 - $49,999 0.20% 0.20%
$50,000 - $74,999 0.34% 0.34%
$75,000 - $149,999 0.58% 0.58%
$150,000 - $249,999 0.78% 0.78%
$250,000 - $499,999 0.92% 0.92%
$500,000 - $999,999 1.00% 1.00%
$1,000,000 - $2,999,999 1.20% 1.21%
$3,000,000 and above 1.40% 1.41%
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$5000 minimum deposit to open
Rates and APY as of 12/13/2018

BUSINESS CHECKING & SAVINGS ACCOUNTS
 
Business Savings Account Interest Rate APY
Less than $2,500 0.09% 0.09%
$2,500 - $9,999 0.13% 0.13%
$10,000 - $24,999 0.18% 0.18%
$25,000 - $49,999 0.24% 0.24%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $249,999 0.40% 0.40%
$250,000 and above 0.50% 0.50%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018
 
Premier Business Checking Account Interest Rate APY
Less than $20,000 0.11% 0.11%
$20,000 - $49,999 0.23% 0.23%
$50,000 - $99,999 0.31% 0.31%
$100,000 - $249,999 0.38% 0.38%
$250,000 - $499,999 0.45% 0.45%
$500,000 and above 0.51% 0.51%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 12/13/2018

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
 
Certificates of Deposit ($25,000 or above) Interest Rate APY
1 Month CD 1.19% 1.20%
3 Month CD 1.35% 1.36%
6 Month CD 1.75% 1.76%
1 Year CD 1.95% 1.96%
3 Year CD 2.55% 2.57%
5 Year CD 2.75% 2.78%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$25,000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
Rates and APY as of 12/13/2018
Must maintain a minimum balance of $25,000 to obtain the disclosed APY