Current Interest Rates

PERSONAL CHECKING & SAVINGS RATES
Youth Savings Account Interest Rate APY
0.45% 0.45%
 
Regular Savings Account Interest Rate APY
Daily Balance to Obtain APY
Less than $2,500 0.20% 0.20%
$2,500 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.40% 0.40%
$25,000 - $49,999 0.60% 0.60%
$50,000 - $99,999 0.80% 0.80%
$100,000 - $249,999 1.05% 1.06%
$250,000 and above 1.10% 1.11%
Notes:
APY=Annual Percentage Yield
$25 minimum deposit to open Youth Savings
$50 minimum deposit to open other accounts listed above
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023
 
Health Savings Account Interest Rate APY
Daily Balance to Obtain APY
Less than $5,000 0.00% 0.00%
$5,000 and above 0.20% 0.20%
Notes:
APY=Annual Percentage Yield
$100 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023
 
Checking Plus Account Interest Rate APY
Daily Balance to Obtain APY
Less than $2,500 0.10% 0.10%
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.25% 0.25%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $99,999 0.35% 0.35%
$100,000 - $249,999 0.50% 0.50%
$250,000 and above 0.65% 0.65%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023
 
Relationship Checking Account Interest Rate APY
Daily Balance to Obtain APY
Less than $7,500 0.00% 0.00%
$7,500 - $19,999 0.20% 0.20%
$20,000 - $49,999 0.30% 0.30%
$50,000 - $99,999 0.40% 0.40%
$100,000 - $499,999 0.55% 0.55%
$500,000 and above 0.70% 0.70%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023
 
Senior Checking Interest Rate APY
Daily Balance to Obtain APY
Less than $1,000 0.00% 0.00%
$1,000 and above 0.45% 0.45%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023

MONEY MARKET CHECKING ACCOUNTS
 
Platinum Advantage Investment Account
 
Daily Balance to Obtain APY
Interest Rate APY
Less than $20,000 0.10% 0.10%
$20,000 - $49,999 0.18% 0.18%
$50,000 - $74,999 0.25% 0.25%
$75,000 - $149,999 0.65% 0.65%
$150,000 - $249,999 0.75% 0.75%
$250,000 - $499,999 0.85% 0.85%
$500,000 - $999,999 1.00% 1.00%
$1,000,000 - $2,999,999 1.10% 1.11%
$3,000,000 - $4,999,999 2.10% 2.12%
$5,000,000 and above 3.00% 3.04%
Notes:
APY=Annual Percentage Yield
Fees may reduce earnings on the account
Rate may change after account opens
$2500 minimum deposit to open
Rates and APY as of 01/27/2023

BUSINESS CHECKING & SAVINGS ACCOUNTS
 
Business Savings Account Interest Rate APY
Daily Balance to Obtain APY
Less than $2,500 0.20% 0.20%
$2,500 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.40% 0.40%
$25,000 - $49,999 0.60% 0.60%
$50,000 - $99,999 0.80% 0.80%
$100,000 - $249,999 1.05% 1.06%
$250,000 and above 1.10% 1.11%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023
 
Premier Business Checking Account Interest Rate APY
Daily Balance to Obtain APY
Less than $20,000 0.20% 0.20%
$20,000 - $49,999 0.25% 0.25%
$50,000 - $99,999 0.40% 0.40%
$100,000 - $249,999 0.45% 0.45%
$250,000 - $499,999 0.50% 0.50%
$500,000 and above 0.60% 0.60%
Notes:
APY=Annual Percentage Yield
$50 minimum deposit to open
Fees may reduce earnings on the account
Rate may change after account opens
Rates and APY as of 01/27/2023

CERTIFICATES OF DEPOSIT ACCOUNTS
 
Certificates of Deposit ($1,000 - $99,999) Interest Rate APY
1 Month CD 0.25% 0.25%
3 Month CD 0.38% 0.38%
6 Month CD 0.67% 0.67%
1 Year CD 0.93% 0.93%
18 Month CD 1.03% 1.03%
2 Year CD 1.13% 1.13%
3 Year CD 1.45% 1.46%
5 Year CD 2.05% 2.07%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1,000 minimum deposit to open.
Rates and APY as of 01/27/2023
Must maintain a minimum balance of $1,000 to obtain the disclosed APY
 
Certificates of Deposit ($100,000 or above) Interest Rate APY
1 Month CD 0.32% 0.32%
3 Month CD 2.65% 2.68%
6 Month CD 3.35% 3.39%
1 Year CD 3.85% 3.91%
18 Month CD 4.25% 4.32%
2 Year CD 4.30% 4.37%
3 Year CD 2.45% 2.47%
5 Year CD 2.40% 2.42%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$100,000 minimum deposit to open.
Rates and APY as of 01/27/2023
Must maintain a minimum balance of $100,000 to obtain the disclosed APY


INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
 
Individual Retirement Account ($1,000 or above) Interest Rate APY
1 Year IRA 3.90% 3.96%
2 Year IRA 4.35% 4.42%
3 Year IRA 2.50% 2.52%
5 Year IRA 2.45% 2.47%
Notes:
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1,000 minimum deposit to open
IRAs may only be opened for terms of 1 year or more.
Rates and APY as of 01/27/2023
Must maintain a minimum balance of $1,000 to obtain the disclosed APY
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