Ideal for ages 17 and younger.
Enroll your child in a Youth Savings account, so you can save money for their future and teach them how to save successfully.
Learn about our Spirit Checking account for ages 8-17.
Youth Savings requires a $25 minimum opening deposit. For minors under age 13, all deposit accounts must be opened at a branch. For minors age 13 and over, deposit accounts may be opened online.
Withdrawals or transfers from a Savings Account are limited to two per month without a charge. Additional withdrawals will be charged an Excess Debit Fee of $2. Interest is paid on the Daily Ledger Balance. At the age of 18, Youth Savings will convert to a Personal Savings.