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Southside Mortgage Perks

Southside Mortgage Perks


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$200 off our lender fee
No frills, no tricks -just savings.

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.25% credit for closing costs
Get an additional .25% of your loan amount to put toward closing costs.*

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Lowest Rate Protection
Lock in your rate today and if rates go down, we will match.**


What are Mortgage Perks?

Southside's Mortgage Perks are exclusive benefits that you receive when obtaining a mortgage as a Southside Bank customer. Perks include those listed above: $200 off our lender fee, .25% of your loan amount to put toward closing costs, and Southside's own Lowest Rate Protection.


Do I qualify for Southside's Mortgage Perks?

Relationship Qualifications (must meet one of the following):

- Be an existing Southside Bank customer for at least six months with one of the following account types: personal checking or savings. The average daily balance must be greater than $7,500.

- Maintain a $10,000 average checking balance for a minimum of 3 months in any personal or business checking account if borrower is ≥ 50% owner of the business.

- Maintain a $50,000 combined relationship with any of these account types: personal checking (or savings), an Investment Services account, or business checking (or savings) if the borrower is ≥ 50% owner of the business or has an Investment Services account.



Call us at 877.639.3511 or click here to email us.



All loans subject to credit approval. Perks offered for customers with qualifying Southside Bank loan and/or deposit account relationships. Account verification is required. Visit southside.com/mortgageperks or stop by one of our convenient locations for details on how to qualify.
*Must authorize auto-debit from a Southside Bank checking account at the time of origination to qualify for the .25% credit for closing costs. Southside Bank checking account must be set up prior to or at closing.
**One time option to re-lock interest rate without charge. Must be executed at least 10 days prior to closing.

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